PRODUCTS
Traditional and Alternative Risk Insurance Solutions
Originally formed to meet the workers’ compensation needs of manufacturers, Old Republic Commercial Risk has evolved into one of the nation’s leading providers of workers’ compensation, commercial auto, commercial package, and general liability insurance with deep expertise in a variety of industries.
Workers’ Compensation
Workers’ compensation insurance plays an important role in protecting our nation’s workers and businesses. As a workers’ compensation specialist for more than 100 years, we have honed our expertise to provide programs that are as diverse and unique as the workers and businesses they help protect.

Captives
Driven by 25+ years of captive expertise in more than 30 industries, we offer a wide variety of arrangements, minimum premiums of $2M, and competitive retentions to help our clients and business partners get the most out of their captives.

Commercial Auto
Transportation is vital to doing business today. If your employees are driving for work, whether in their own cars or company vehicles, you need commercial auto insurance to protect them and your business. We create tailored commercial auto policies for many of our primary workers’ compensation clients.

Commercial Package
For small businesses without specialized risks, a Business Owners Policy (BOP) may offer the basic property and liability coverage that you need. But if your company is growing or you face specialized risks due to the nature of your business, you may be better protected by a custom commercial package policy.

General Liability
General liability insurance is an essential component of any complete commercial insurance program. We can often complement our workers’ compensation policy with the right general liability coverage for comprehensive business protection.

Tailored & Targeted Industry Solutions
Business operations will always face unique risks, but also likely have many in common with their industry peers. We get to know our clients, their businesses, and their industries, and leverage our collective knowledge to help address the diverse and shared challenges they face with effective, experience-based insurance solutions.

From Ivy League schools to public school districts, hundreds of educational institutions trust our risk management solutions.
Explore Education
We know firsthand the risk management challenges facing the food industry today—and the challenges they may face tomorrow.
Explore Food
We the challenges that hospitals, medical centers, nursing homes, and health systems face today—and the challenges they may face tomorrow.
Explore Healthcare
Our expertise in providing commercial insurance solutions for mid-size businesses cover clients who manufacture durable goods.
Explore Manufacturing
We understand the complex and unique risk management needs of retail clients.
Explore Retail/Wholesale