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Insurance Solutions

Old Republic Commercial Risk provides a broad-based workers' compensation approach supported by industry-specific multi-line solutions. We are a true workers' compensation specialist focused on bundled loss-sensitive and guaranteed cost insurance programs.

 

 

 

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Client Services

Our century of success is built on unparalleled underwriting, claims, managed care, and risk control services. We believe the way we work together to create and deliver solutions matters just as much as the solutions themselves.

 

 

 

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Resources

Learn more about how we do business and access helpful commercial insurance information.

 

 

 

 

Old Republic Commercial Risk building.

ABOUT

Workers’ Compensation Excellence Is Our Specialty

We provide primary casualty insurance and risk management solutions, specializing in workers’ compensation, to the middle, large, and specialty markets.

Originally formed to meet the workers’ compensation needs of manufacturers, Old Republic Commercial Risk has evolved into one of the nation’s leading providers of workers’ compensation, commercial auto, commercial package, and general liability insurance with deep expertise across a variety of industries.

Our insurance solutions are supported by integrated services powered by people who care, who appreciate that every interaction matters, and who want to make a positive difference. That’s who we are.

WHO WE ARE

Driven By People, Business, and Performance

We make it our mission to empower people and businesses to thrive—matching deep industry expertise with robust commercial insurance solutions. Being driven by people, business, and performance is what enables us to excel in the moments that matter most to our clients, business partners, communities, and each other.

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People
People

Engaged employees help drive our success—and yours.

  • We are grounded by our Core Values and the virtues of trust, empathy, and excellence.
  • We are guided by the Servant and Transformational Leadership styles.
  • Foundational to our culture are employee recognition and access to management, the importance of relationships and delivering on our commitments, respect for life outside of work, and serving our communities.
  • We strive for strong internal communication and transparency.
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Business
Business

We are a specialty insurer, founded for business by business.

  • Our stakeholders are at the heart of everything we do. Our success depends on their success.
  • Our employees listen and develop authentic, meaningful, and rewarding relationships.
  • We provide tailored solutions to the commercial insurance marketplace, emphasizing workers’ compensation, loss-sensitive products, deep industry expertise, and exceptional service.
  • Rooted in over 110 years of history, we ensure our value proposition is clear, crisp, and understood by all employees.
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Performance
Performance

High performance defines us.

  • Employees have clear, specific goals, expectations, and metrics that align with our long-term strategic objectives.
  • We have a disciplined operating model rooted in accountability, consistency, and innovation.
  • We provide employees with the structure, tools, training, and development opportunities they need to excel.
  • Data-driven performance, value, and operational execution permeate our organization through people, processes, and technology.

Our Core Values inspire us every day, in every interaction.

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Innovation
Innovation We constantly seek to evolve our business—developing solutions and capabilities that promote growth and benefit our employees, clients, and partners.
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Collaboration
Collaboration We foster a team environment—capitalizing on our shared expertise to build trust, solve problems, and deliver solutions.
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Accountability
Accountability We are unified by our commitment to excellence—keeping our promises, executing at a high level, and delivering meaningful results.
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Integrity
Integrity We are honest and professional—knowing that our actions impact the lives and experiences of colleagues, communities, and the people we are entrusted to help.
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Inclusivity
Inclusivity We embrace a culture of empathy and diverse ideas and experiences—creating an environment where unique perspectives are valued and appreciated. 
FINANCIAL

A+ Financial Strength

Old Republic Commercial Risk is an operating company of Old Republic International Corporation (NYSE: ORI), a leading specialty insurer that operates a diverse group of property & casualty and title insurance companies. Founded in 1923 and a member of the Fortune® 500, Old Republic is a leader in underwriting and risk management for business partners across the United States and Canada. Learn more about Old Republic's financial strength, tailored solutions, and more than a century of disciplined underwriting at oldrepublic.com.

Financial Ratings (PMA Insurance Group)

  • AM Best A+ (Superior) XV, S&P Global A+, and Moody's A2
    • Pennsylvania Manufacturers’ Association Insurance Company
    • Manufacturers Alliance Insurance Company
    • Pennsylvania Manufacturers Indemnity Company

Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 29, 2026; Standard & Poor's as of November 12, 2025; Moody's as of September 26, 2025. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories.

ABOUT

Careers

Old Republic Commercial Risk is a leading workers' compensation and casualty insurance provider with more than 100 years of experience. The key to being a leader in this industry? Our people. Great people are at the heart of every thriving business, and that’s exactly what you will find at Old Republic Commercial Risk.

We appreciate that the way we communicate, listen, and collaborate to uncover a solution is as important as the solution itself. We are driven by partnership, innovation, and determination, valuing all viewpoints and experiences, and taking tremendous pride in making a positive difference for our clients, business partners, communities, and each other. If this sounds like you, take a closer look—the next chapter in your career journey might be with Old Republic Commercial Risk. 

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LEADERSHIP

Our Senior Leadership

Office of the President & CEO

 

Distribution & Regional Management

Corporate Governance

Our company is committed to conducting its business in compliance with applicable laws and regulations and in accordance with high standards of business conduct. 
ABOUT

Locations

We have local, accessible, and responsive professionals across the country. Explore our regional map to find an Old Republic Commercial Risk representative near you.

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We’re Here to Help When You Need Us

See how to report a claim, inquire about a claim’s status or medical bill, reach an Old Republic Commercial Risk representative at our Customer Service Center, and more.